Lots of people have heard of HECS, but they don’t really know what it is.
Short answer: It’s an Australian government loan that you can use to defer payment of your university course fees, if you meet the eligibility criteria.
Long answer: this video, where we talk about what makes you eligible to use HECS-HELP, what you need to fill out a HECS-HELP (eCAF) form, loan indexing, the HECS-HELP upfront discount, and SSAF and SA-HELP.